Home Loans made easy for 14 yrs Greenlight Mortgages | Vanessa Belton

Home Loans

Cara Torrance

Vanessa has been a fantastic broker over the years, assisting me with several mortgages - always successfully! She is practical and efficient and takes the stress out of having to deal with banks and all their requirements around facilitating a mortgage. Her advice is excellent. I would highly recommend Vanessa.

Wherever you are on the Home Ownership Ladder...
Greenlight will give you Expert Support so you enjoy Financial Freedom Faster

Engineering the Perfect Loan

By structuring your loan and payments to suit your needs we can help save you considerable time and money over the life time of your loan.


We focus not just on the interest rate but on the whole package being offered by the bank with the goal of helping you to pay your mortgage off faster so you can be well on the road to financial freedom.


We will also help to point out any hidden fees charged by the banks you may not be aware of.

Preparation is the key

Preparing your application to present to the bank can be mind boggling and confusing. We will tell you what documents you need to get ready so you get it right first time.  


We can also help pin point possible areas of concern the bank may have when considering your mortgage so you can put your best foot forward enabling you to secure your loan.

Use my Network

We also have access to a good network of professionals who can assist you to make your home or business purchasing easier including:

  • lawyers
  • conveyancers
  • valuers
  • building inspectors

We communicate with all relevant parties if the bank happens to have any questions about your application.

When applying for a mortgage, how your application is presented has a lot to do with your success. People don't always put all the facts or put themselves in the best light.
It's about putting their information down clearly and accurately and sometimes thinking outside the square. This is very important in today's market when banks are tightening up their criteria.

Buying or Building

First Home Loan

We understand that buying your first home can be daunting. That's why we aim to take the stress out of the process.

We can give you advice such as why it's a great idea to get a pre- approval certificate before starting your house hunting so you know exactly what you can afford to spend. We can get up to 90% mortgages (with a saved deposit).

Building New | Construction Loans

Although most of our lenders will finance the building of a house, we have a couple who offer specialised loans for construction.

Sell and Buy Again

So it's time to upgrade, downsize or move... Some people aren't aware that they may be able to keep your existing house and have the security to buy another one.


On the flip side some people aren't aware that the bank won't automatically shift the loan to the new property. Let's talk through your options before you contact the bank.

Rental Investment Properties

We are familiar with the loan structure requirements for popular property investment structures. We have helped many clients build strong property investment portfolios, and in some cases just buy one or two rentals for their retirement nest-egg ... no case too big or small!

Changing Arrangements

Refinancing

If you are thinking about changing banks with your mortgage we can identify your current loan requirements and find the bank that is just right for you.


Refinancing your home loan can also be an ideal opportunity to look at the way your accounts are set up. And as things change in the future we can review your circumstances and ensure your mortgage is always working hard for you.

Top Up

Topping up your home loan for a major purchase or debt consolidation is easy. Contact us and we should be able to complete the majority of the process for you over the phone and by email.


Have you considered Refinancing? Any change to your mortgage is the perfect opportunity to ensure the banks are treating your mortgage as a valuable money earning asset. Click on the button below to learn more.

Refixing

If your fixed term mortgage is about to expire we can talk with you about your current Loan structure.


Together with you we can discuss and decide what is right for your mortgage. We can negotiate the interest rate for you and often get any refix fees waived.


Have you considered Refinancing? Mortgage renewal time is the perfect opportunity to ensure the banks are treating your mortgage as a valuable money earning asset. Click on the button below to learn more.

Equity Release Loans

Elderly people often have most of their wealth tied up in their often mortgage free homes. We are able to offer loans to release the equity in the home and the loan does not have any repayments. This then gives the person access to cash for any purpose.

Sue & Rob Best

I first enlisted Vanessa’s help with a mortgage back in 2004, I was buying my first home as sole owner and I wanted to get everything right. Vanessa is fantastic, she listens to what your needs are and discusses your options in a very clear way.


She has a great relationship with the banks and based on what your needs are at the time she figures out which bank will be the best option for your mortgage.


Since helping me to purchase that first property, Vanessa has helped us to purchase investment properties, she knows our financial situation very well, and is always onboard to help us to secure our future. I have recommended Vanessa at Greenlight Mortgages to friends and family, and will continue to recommend her at every opportunity.

Let's Save you Money, Time & Stress 

Contact me, Vanessa, today.

Available 7 days, 8.30-8.30.

Wondering how the conversation might flow? Click below for an outline of the unique Greenlight Comprehensive Consultation Process:


Your Place or Online

Mobile Service - Warkworth to Papakura

Video Conference Service - Nationwide

Let's Save you
Money, Time & Stress 

Contact me, Vanessa, today.

Available 7 days, 8.30-8.30.

Wondering how the conversation might flow? Click below for an outline of the unique Greenlight Process:

Working Together -
Your Place or Online 

Mobile Service - Warkworth to Papakura

Video Conference Service - Nationwide

I have great partnerships with these lenders. Through those strong relationships I can get the best results for you.

Copyright text 2018 by Greenlight Mortgages, 27 Zanders Road, Waimauku, 0882

Privacy Policy | Website by UpSurge

I have great partnerships with these lenders. Through those strong relationships I can get the best results for you.

Get in the Know ...
Sign up to our Newsletter

Copyright text 2018 by Greenlight Mortgages, 27 Zanders Road, Waimauku, 0882

 Privacy Policy | Website by UpSurge

Thanks for sharing!