Business Lending Services

Business lending and franchise financing are specialised fields that require expertise and sound planning. Without the right guidance and information, businesses will find it impossible to secure a loan, particularly when it involves unsecured debt.


Taking into account all aspects of the business, such as cash flow and forecasting, Greenlight is able to help you present your business case in the most professional manner.

Additionally, we make sure that repayments fit into the cash flow of your business in order to make life as easy as possible.

If you are starting up a new business tap into our wealth of knowledge and find out what things you might need to be aware of.

Our Value Add Ons
✓ Start Up Information
✓ Business Planning
✓ Networking Recommendations
✓ Regular Check Ins
✓ Future Finance Requirements

  • Small Business Loans

    The idea of buying an existing business or establishing your own company is exciting and can be a life-changing experience where you get to do things your way and focus your energy on something you enjoy.


    Our consulting process begins with a thorough assessment that ensures we are making the right borrowing decisions for you and your business.

  • Working Capital

    The ability to raise working capital is the essence of a business and has the potential to make or break the success of a venture.


    Business planning templates help you thoroughly plan, and our experience ensures we understand the key considerations when looking at your forcasted cash flow.

  • Plant and Equipment

    Whatever financing you need, we can help you get it. Whether it's for a factory floor, a job site, administration, delivery or any other reason, we're here to help.

  • Investing in Commercial Property

    There are a wide variety of factors that the banks consider when determining what they will finance in the commercial sector, including the type of establishment, its location, the age, if it has been rented in the past, and the type of lease it has in place.


    Having worked with many clients to purchase commercial shops, factories and offices has given us a solid understanding of the processes and criteria required by different lenders.


    Our expertise in this field means we can help you to overcome challenges you might face in obtaining a loan for a commercial property.


    • ​Based on our experience in the commercial sector and connections within the banking industry, we can recommend the best lender to close the deal and source the best possible rates and terms to meet your needs.

    • It can be quite expensive to finance commercial properties the wrong way, so getting your financing right can yield significant savings. 

    • Greenlight Mortgages can assist you with all of your financial needs in the future, whether you need funding for an additional property, home, or business, we get to know you and your goals personally.

FINANCIAL HEALTH CHECK

Keeping personal and business separate is a good idea. A comprehensive financial health check can help protect everyone from undue risk.

A Partnership needs equal 'Buy-in'. Secured business loans can mean a lower of interest rate. But this may not be the best solution for both partners. I have seen one partner offer the family home as security, while the other partner doesn't. This will not be a problem unless the going gets tough.


As a business practice, all partners should ensure that they have equal commitments, or power struggles and resentment can derail the venture.


In a situation like this is can be better to take on an unsecured loan for a slightly higher rate. You would likely be spending less than you would on lawyers fees to resolve an unequal risk allocation.

Need to chat?

We evaluate your situation individually as there is no 'one size fits' all approach. Each partner in a business partership will bring a unique  background and set of circumstances to consider. We're able to evaluate this with your best outcome in mind.

Let's Chat!

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Our network of professionals

We can recommend our extensive and trusted network of professionals.

Lawyers

Valuers

Building inspectors

Architects / Draftspeople

Accountants

Realtors

LENDERS

We have great partnerships with these lenders,

plus access to a large network of non-bank and peer to peer lenders.